User ID:
   
 
Bank of Okolona
Okolona, Mississippi
(662) 447-5403
Untitled Document
Products & Services
 
REGULAR PERSONAL CHECKING*
  • $100.00 minimum to open account
  • Unlimited check writing
  • Monthly statement with check images
  • A service charge of $8.00 will be imposed if the balance falls below $700.00 any day of the statement cycle.
N.O.W. ACCOUNTS*
  • $1,500.00 minimum to open account
  • Interest bearing account for consumers
  • Unlimited check writing
  • Monthly statement with check images
  • Balance of $1,500.00 or more required to earn interest
  • No interest is paid on balance less than $1,500.00
  • A service charge of $8.00 will be imposed if the balance falls below $1,000.00 any day of the statement cycle.
MONEY MARKET ACCOUNTS*
  • $1,000.00 minimum to open account
  • Interest bearing account requires $1,000.00 minimum balance for current rates
  • Interest rates paid on tiers:
    • $1,000.00 - $9,999.99
    • $10,000.00 - $49,999.99
    • $50,000.00 and over
  • Account is limited to six (6) preauthorized, automatic, or telephone transfers (including Internet banking and bill pay and PC banking payments and transfers) each statement cycle. Of these six (6) allowable transfers, no more than three (3) may be made by check, draft, debit card or similar order made by the depositor and payable to a third party.
  • A fee of $5.00 will be charged for each debit transaction in excess of six (6) during the statement cycle.
SILVER SAVINGS*
  • $100.00 minimum to open account
  • Interest compounded quarterly
  • Quarterly statements
  • Six (6) free debit transactions each quarter
  • An excess withdrawal fee of $1.00 will be charged for each debit transaction (withdrawal, automatic transfer, or payment out of this account) in excess of six (6) during a quarter.
 
*Nonsufficient and Overdraft fees apply to overdrafts and returned items on checking, N.O.W., Money Market and Silver Savings accounts.
 
CERTIFICATES OF DEPOSIT
  • $1,000.00 minimum to open account
  • Terms from 30 days to 60 months
  • Competitive rates
  • Automatic renewal
  • Federal regulations require a penalty for early withdrawal
INDIVIDUAL RETIREMENT ACCOUNTS
  • $50.00 minimum to open a variable rate IRA
  • Terms from 30 days to 60 months for fixed rates
  • Eighteen (18) months for variable rate certificates
  • Competitive rates
  • Automatic renewal
  • Traditional, ROTH, SEP, CESA accounts
  • Federal regulations require a penalty for early withdrawal
LOANS
  • Consumer
  • Commercial
  • Mortgage
DEBIT CARDS
  • MasterMoney® Debit Card
  • May be used wherever MasterCard® is accepted
  • Transactions deducted immediately from your checking account
  • Transactions posted on your checking account statement
  • May be used for cash withdrawals at ATM machines displaying the Pulse or Cirrus logos*
 
*Fees may apply for ATM withdrawals
 
TELEPHONE BANKING
  • Dial 662-447-2703 to access your account information 24 hours a day, seven days a week.
Bank of Okolona. Member FDIC. Equal Housing Lender.