Main Content

Secure LoginBanking Login

Main
Couple outside their home
Skip Text

Icon of Smartphone

Mobile Banking

Access your money 24/7 with our Mobile Banking app

Products & Services

Regular Personal Checking*

  • $100.00 minimum to open account
  • Unlimited check writing
  • Monthly statement with check images
  • A service charge of $8.00 will be imposed if the balance falls below $700.00 any day of the statement cycle.

NOW Accounts*

  • $1,500.00 minimum to open account
  • Interest bearing account for consumers
  • Unlimited check writing
  • Monthly statement with check images
  • Balance of $1,500.00 or more required to earn interest
  • No interest is paid on balance less than $1,500.00
  • A service charge of $8.00 will be imposed if the balance falls below $1,000.00 any day of the statement cycle.

Money Market Accounts*

  • $1,000.00 minimum to open account
  • Interest bearing account requires $1,000.00 minimum balance for current interest rates
  • Interest rates paid on tiers:
    • $1,000.00 - $9,999.99
    • $10,000.00 - $49,999.99
    • $50,000.00 and over
  • By law, six third-party withdrawals or transfer allowed each month. No limit on the number withdrawals made in person or by ATM.
  • First six withdrawals are free; fee of $5 for each additional withdrawal.

Silver Savings*

  • $100.00 minimum to open account
  • Interest compounded quarterly
  • Quarterly statements
  • Six (6) free debit transactions each quarter
  • An excess withdrawal fee of $1.00 will be charged for each debit transaction (withdrawal, automatic transfer, or payment out of this account) in excess of six (6) during a quarter.
*Nonsufficient and Overdraft fees apply to overdrafts and returned items on checking, N.O.W., Money Market and Silver Savings accounts.

Certificates of Deposit

  • $1,000.00 minimum to open account
  • Terms from 30 days to 60 months
  • Competitive interest rates
  • renewal
  • Federal regulations require a penalty for early withdrawal

Individual Retirement Accounts

  • $50.00 minimum to open a variable interest rate IRA
  • Terms from 30 days to 60 months for fixed interest rates
  • Eighteen (18) months for variable interest rate certificates
  • Competitive interest rates
  • Automatic renewal
  • Traditional, ROTH, SEP, CESA accounts
  • Federal regulations require a penalty for early withdrawal

Loans

  • Consumer
  • Commercial
  • Mortgage

Debit Cards

  • MasterMoney® Debit Card
  • May be used wherever MasterCard® is accepted
  • Transactions deducted immediately from your checking account
  • Transactions posted on your checking account statement
  • May be used for cash withdrawals at ATM machines displaying the Pulse or Cirrus logos*
*Fees may apply for ATM withdrawals

Telephone Banking

  • Dial 662-447-2703 to access your account information 24 hours a day, seven days a week.
Customer Service Center

Main Office
Bank of Okolona
227 West Main Street
Post Office Box 306
Okolona, MS 38860
Phone: (662) 447-5403
Fax: (662) 447-5255
Telephone Banking: (662) 447-2703